Is Now the Right Time to Build a Custom Home in Washington?

exterior of a custom home in Bellevue, WA by John Buchan Homes

If you’ve been thinking about building a custom home, you’re probably wondering whether now is the right time to take the next step. With shifting market conditions, material costs, and interest rates in flux, it’s natural to question the timing of such a significant investment.

As an experienced custom home builder in Washington State, we know the truth is, there’s never a perfect time—but there is a right time based on your goals, lifestyle, and long-term vision. Keep reading for tips on what you should consider before making your decision.

Why Bellevue Custom Homes Are in High Demand

Bellevue, WA, is one of the most sought-after areas in the Pacific Northwest, and it’s no surprise why. With a thriving economy, top-rated schools, and proximity to Seattle’s tech hubs, Bellevue is a great place to call home for families, professionals, and retirees alike. Many buyers are opting for Bellevue custom homes to create personalized living spaces that suit their lifestyles, offering long-term value and comfort.

A custom build not only ensures that your home reflects your vision, but it also allows you to secure a prime location in this high-demand market. If you’re considering building in Bellevue, check out one of our recent custom projects in the area: 12905 SE 4th Place. Coming soon to Kelsey Creek, this home will feature a chef’s kitchen, a guest suite with a sitting area and kitchenette, a third-floor rec room, and so much more!

aerial view of Washington state

Factors to Consider Before Building a Custom Home

1. Interest Rates: Focus on the Bigger Picture

While interest rates have been higher than in previous years, waiting for a “perfect” rate could mean missing out on other key advantages. Many buyers are choosing creative financing options, such as rate buydowns or refinancing later, to keep their projects moving forward.

2. Construction Costs: More Predictable Than Before

After years of price fluctuations, construction costs have stabilized. Although prices are unlikely to return to pre-pandemic levels, material supply chains have improved, making costs more predictable than they were even a year ago. By locking in your project now, you can protect yourself from future price increases due to inflation or rising demand.

3. Builder Availability: Limited Spots for Top-Tier Homes

The best custom home builders in Bellevue, WA are often booked out months—or even years—in advance. If you wait too long, you may find yourself on a waitlist or needing to adjust your timeline. By securing your spot with a trusted builder like John Buchan Homes, you ensure your project stays on track without compromising quality or design.

4. Personal Timing: Aligning With Your Life

Market conditions are important, but so is timing your build around your life. Whether you’re looking for a home that accommodates remote work, offers more space for family, or a long-term residence designed around your lifestyle, starting now ensures your custom home is ready when you need it.

5. The Value of Customization

A custom home isn’t just another property—it’s a reflection of your vision, priorities, and personal style. Rather than settling for anything on the market that only meets some of your needs, a custom build gives you the freedom to design a home that’s truly tailored to your vision from the ground up.

interior living and kitchen area of a luxury new home in Washington

Choosing the Right Home Builder in Washington State

When it comes to building a custom home, choosing the right builder is essential. Look for a builder with a proven track record of quality craftsmanship, attention to detail, and exceptional service. Since 1961, John Buchan Homes has been a leading custom home builder in Bellevue and the Seattle, Clyde Hill, Kirkland, and Medina areas — and we continue delivering homes that stand the test of time.

If you’re ready to bring your dream home to life, we’d love to start the conversation.

Final Thoughts: The Best Time to Build Is When You’re Ready

If your goal is to create a home that’s tailored to your lifestyle, built to the highest standards, and designed to last for generations, the best time to start is when you’re ready. Market conditions will always shift, but thoughtful planning and the right team will ensure you make the best decision for your future.

At John Buchan Homes, we specialize in building exceptional custom homes for clients who expect the highest level of quality and service. We invite you to take a moment and explore our available homes and floorplans. When you’re ready, contact us to begin your journey. We’d love to discuss your vision and help you determine the best path forward!

Let’s start the conversation.

front door exterior view of a new custom home in Washington state